Amakhadi esikweletu okuhamba ahamba phambili uma eqhathaniswa
Uma uhamba kakhulu ke lokhu kuyisinqumo esifanele credit card kunenzuzo. Umtitilizo credit inkulu kakhulu. Cishe wonke umuntu une-akhawunti yokuhlola kanye namakhadi okukhokha ahlobene kanye credit. Lezi zivame ukuba nemali ekhokhwayo ngonyaka kanti phesheya ukhokha imali uma ukhuphula noma uma ukhokha. Amanani ahlangana ngokushesha uma unganakile.
Kukhona mahhala credit ngaphandle kwezimali!
Amakhadi esikweletu okuvakasha angu-5 ahamba phambili
- 1plus Ikhadi le-VISA elivela e-Santander Bank *
- Ikhadi le-Visa le-DKB *
- hlanganisa credit card
- I-Barclay Card Platinum Double
- Ikhadi lesikweletu le-ADAC
Yini eyenza ikhadi lesikweletu libe yikhadi lesikweletu lohambo oluhle?
Uma ukhetha credit card kufanele unake le mibandela elandelayo:
- Azikho izimali zokuthengiselana zakwamanye amazwe. Uma ukhokhela okuthile ngohlobo lwemali oluhlukile, asikho isidingo sokuthi ukhokhe noma yiziphi izindleko ku- Bank khokha. Imvamisa, i-1-2% ifanelekile, engangeza ngokushesha.
- Azikho izimali zokuhoxiswa ukukhipha imali ekhaya naphesheya. Ngamakhadi esikweletu ohambo oluhle, ukuhoxa kwamanye amazwe ngokuvamile akukhokhisi noma kushibhile kakhulu.
- Kumahhala ngokuphelele ngaphandle kwemali yonyaka. Lokho kusho ukuthi noma uyisebenzisela uhambo lwakho kuphela futhi ungayisebenzisi ngenye indlela.
- Isevisi yamakhasimende enhle ekhona kuwe XNUMX/XNUMX. (isb. uma kwenzeka kwebiwa)
- Ikhadi lesikweletu linokuvikelwa komshwalense. isb. umshwalense wokukhansela uhambo, umshwalense wemithwalo, ukuvikelwa kwedokhumenti, njll.
Kubalulekile futhi ukuqaphela ukuthi ikhadi ledebhithi noma lokushaja.
Umehluko ukuthi awukwazi ukufaka idiphozi ekhadini lesikweletu lasebhange, isibonelo lapho uqasha imoto noma ubhukha ihhotela!
Amakhadi okuthenga ngesikweletu yisibonelo:
Girocard, ING-DiBa Visa, Consorsbank Visa Card
Amakhadi esikweletu akhokhiswayo yilawa:
I-DKB Visa Vard, ikhadi le-inthanethi lakudala laseTargobank, i-Barclaycard, ikhadi le-Visa le-comdirect
Yini oyidingayo ikhadi lesikweletu uma usohambweni?
- Ikhadi lesikweletu lokubhukha iholide nendiza. Ukubhukha indiza, Amahhotela noma imoto eqashisayo, ikhadi lesikweletu cishe liyadingeka njalo.
- Njengediphozi yokulanda imoto eqashisayo.
ukubhukha ihhotela. - Khipha imali ngemali yendawo ngeholide mahhala. Ngenxa yekhadi lesikweletu ongalisebenzisa ukukhipha imali noma ukukhokha ngaphandle kwenkokhiso. Cishe awudingi ukuphatha amanani emali nawe.
- Khokha emhlabeni wonke mahhala! Sebenzisa ikhadi lesikweletu njengendlela yokukhokha ezitolo nezindawo zokudlela.
Kufanele ngaso sonke isikhathi ube nayo uma kunesimo esiphuthumayo ikhadi lesikweletu eliyisipele uma elinye ikhadi lingasasebenzi, lintshontshiwe noma lilahlekile.
Iliphi ikhadi lesikweletu lamahhala lohambo?
Owine ukuhlolwa kwekhadi lesikweletu elingcono kakhulu lamahhala: Ikhadi le-Visa lika-Santander's 1plus Bank!
I-1plus Visa Card iyikhadi lesikweletu elihamba phambili lamahhala lokuhamba. Lokhu kubuyisela izimali zezinkampani zangaphandle ezivela emabhange aphesheya, isibonelo. Uma ugcwalisa njalo futhi kakhulu, uthola u-1% wezindleko zakho zikaphethiloli ngekhadi le-Visa elingu-1plus (elifika kunzuzo enkulu yama-€400 ngenyanga).
Izinzuzo ze-Santander 1plus Visa Card:
- Ikhadi lesikweletu limahhala ngokuphelele, azikho izimali ezifihliwe.
- Ngekhadi le-Visa ungaya noma yikuphi emhlabeni nhlobo Ama-ATM Imali phakamisa.
- Ngaleli khadi ungakhokha naphesheya ngaphandle kokukhokhiswa izimali zakwamanye amazwe.
- Akudingekile ukuthi uvule i-akhawunti yamanje ngoba ungacacisa i-akhawunti eyireferensi.
- Ungakwazi ukukhipha imali encane kuphela ngesikhathi futhi ungazibeki engcupheni yokulahlekelwa okuningi uma ulahlekelwa noma ukwebiwa.
- Uma izimali zitholwa lapho uhoxa kuma-ATM, lezi zizothwalwa ngu-Santander Bank ibuyiselwe ngesicelo. Okufanele ukwenze ukuthumela i-imeyili ebhange ([i-imeyili ivikelwe]).
Ububi bekhadi le-Visa le-Santander 1plus:
- Abazisebenzayo iningi labo liyaliwa.
- Umkhawulo wokuhoxiswa kwemali ngama-euro angama-300 noma ukuthengiselana okuyi-10 ngosuku!
- U-5% kuphela yenani le-invoyisi lanyanga zonke elizodonswa ku-akhawunti yakho yesithenjwa. Uma ungadlulisi inani elisele ku-akhawunti phakathi nesikhathi esishiwo, kuzokhokhiswa inzalo ephezulu (13,98%).
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Inketho yesibili: Ikhadi le-VISA elivela ebhange lesikweletu le-DKB
Izinzuzo zekhadi le-Visa le-DKB:
- Kumahhala unomphela
- Ikhadi le-DKB Visa + lamahhala + ikhadi le-EC, eliboshelwe ku-akhawunti yamanje ye-DKB.
Kungani i-DKB Visa Card iyikhadi elihle lesikweletu lokuhamba?
- Ayikho imali yokwenziwa kwamanye amazwe
- Uma ukhokha phesheya, awudingi ukukhokha noma yiziphi izimali ebhange kusukela emalini engenayo. KUPHELA UMA UYIKHASIMENDE ELISEBENZAYO!
- Azikho futhi izindleko zokukhipha imali kuma-ATM. KUPHELA UMA UYIKHASIMENDE ELISEBENZAYO!
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