Travel safety tips
What types of travel insurance make sense?
Important! We are not insurance brokers, just tipsters.
The next trip is coming up and you forget out of sheer anticipation, do you realize that your luggage is better protected than your own life? Which travel insurances should Sir have for the trip and which are completely superfluous? Find out here.
Whether man one Insurance required does not depend on the type of trip. It also doesn't matter whether you're on an all-inclusive vacation, an individual trip with the Rental car or do it with a backpack. If you want to travel with peace of mind and stress-free, you should be covered against various eventualities. The right Travel insurance can protect you from financial loss.
We have summarized here which holiday insurance makes sense for whom and when it is superfluous.
What travel insurance is there?
The most important travel insurance policies for vacations are:
- International health insurance (travel health insurance)
- Luggage insurance
- Travel cancellation insurance
- Trip Interruption Insurance
- Travel Liability Insurance
- Travel accident insurance
- Travel Legal Protection Insurance
- Assistance insurance.
Health Insurance
Travel health insurance is a must for every trip abroad. The insurance covers the costs of doctors and hospitals abroad. The costs for a foreign health insurance are manageable and start from 10 €. Keep in mind that when traveling, minor to major accidents can quickly become extremely expensive.
We have with the HanseMerkur* and ADAC- Foreign health insurance can have very good experience and would also recommend it.
Luggage insurance
In most cases, luggage insurance is superfluous and expensive. In addition, it only offers you insurance cover under very specific conditions. There are a few Kreditkarten Providers who have included luggage insurance and do not have to pay anything extra.
If you are traveling with expensive sports equipment or high-quality equipment, luggage insurance can make sense!
Travel cancellation insurance including travel interruption insurance
Travel cancellation insurance, also known as travel cancellation insurance, makes sense, but is not a must. As with baggage insurance, there are Kreditkarten Providers who have already included this.
Travel Liability Insurance
Personal liability insurance on vacation comes into play if you damage other people or property and claims for damages are asserted against you. It makes sense and in some cases private liability insurance abroad also applies. Check this to be sure or ask your insurance company again.
Our tip
Before you travel, make a list of all the important emergency hotlines and insurance numbers:
- Statutory health insurance
- Health Insurance
- Travel insurance
- Accident insurance
- Luggage insurance
- Household insurance
- Liability insurance
- Card blocking numbers for EC and travelCredit card
