Zitholele umhlaba ngamakhadi esikweletu e-American Express futhi wandise izinzuzo zakho ngokuqoqa amaphuzu ahlakaniphile ohlelweni Lwemiklomelo Yobulungu

Isimo sekhadi lesikweletu sibonisa ukuhlukahluka kwabantu abawasebenzisayo. Ngaphakathi kwalolu hlu olubanzi lwezinketho kugqama American Express ngokuhlukahluka kwayo credit imikhiqizo ehlanganisa izinhlobonhlobo zezidingo nezindlela zokuphila. Kungakhathaliseki ukuthi ungumhambi onothando, othanda ukudla, usomabhizinisi noma ufuna ithuluzi lezezimali elisebenzayo - at American Express uqinisekisiwe ukuthola ikhadi elivumelana ngokuphelele nezifiso zakho zokuhamba.

Amakhadi esikweletu e-American Express ngokubuka nje:

Ububanzi be American Express inikelwe credit ihlaba umxhwele futhi ihloselwe izindlela eziningi zokuphila ezihlukahlukene. Kusukela ekhadini le-American Express Platinum kuya ekhadini le-American Express Blue - ikhadi ngalinye linikeza izinzuzo ezithile futhi liklanyelwe ukuhlangabezana nezidingo zomuntu ngamunye zabanikazi bamakhadi.

1. Die I-American Express Platinum Ikhadi limelela okuhamba phambili kokunethezeka nodumo. Leli khadi elikhethekile alinikezi nje uhambo, kodwa uhambo lokukhethekile. Sibonga ukufinyelela kwabo okukhethekile ezingeni lomhlaba izindawo zokuphumula zezindiza ukunethezeka kohambo lwakho kuzokhushulelwa ezingeni elisha. Kungakhathaliseki ukuthi uhambela ibhizinisi noma ukuzijabulisa, ikhadi lePlatinum liqinisekisa ukuthi ucwile emhlabeni wokuphila okulula nobuhle.
2. Die I-American Express Gold Imephu yakhelwe ngokukhethekile abathandi be-gourmet nabahloli bamazwe. Le menyu evelele ayivuli nje kuphela izinto ezithokozisayo zokupheka, kodwa futhi nemihlaba emisha yokutholwa. Ngokugxila okuyingqayizivele, iklomelisa ukusetshenziswa kwezimali ezindaweni zokudlela nezitolo ezinkulu kuyilapho inikeza uhla lwezinzuzo zokuhamba kanye nohlelo lwamaphoyinti oluzuzisa kakhulu.
3. Die I-American Express Blue Ikhadi liyi-all-rounder yangempela futhi lisebenza njengomngane oguquguqukayo wokuphila kwansuku zonke - futhi konke ngaphandle kwenkokhelo yonyaka. Ngenhlanganisela elinganiselayo yemiklomelo, ukufakwa komshwalense okubanzi kanye nokuvumelana nezimo okuphawulekayo, leli khadi ladalelwa ukuhlangabezana nezidingo zalabo abafuna umngane othembekile ukuze bamsebenzise nsuku zonke.
4. Die I-American Express Green Imephu ifaka ukuqwashisa okuqinile kwemvelo futhi imele ukukhetha okuvelele kulabo abangagcini nje ngokufuna ukuhamba, kodwa futhi abafuna ukwenza kanjalo ngendlela eqhubekayo. Leli khadi linezinhlobonhlobo zezinzuzo zokuhamba futhi liphinde livuze ukusetshenziswa kwe-eco-friendly ngemiklomelo ekhangayo.
5. Die PAYBACK American Express Ikhadi liyinhlanganisela engenakuhlulwa yohlelo lwebhonasi namasevisi ekhadi akhethekile. Kuthatha umqondo wokuthenga ufinyelele ezingeni elisha, hhayi nje ukucebisa impilo yansuku zonke, kodwa futhi ukuguqula ukuhamba nolwazi lube ngamathuba ekilasi lokuqala. Uma ufuna ikhadi elikunikeza okungcono kakhulu kuyo yomibili imihlaba, ikhadi le-PAYBACK American Express ngokungangabazeki liyisinqumo esifanele.
   • Qoqa amaphuzu e-PAYBACK: Kukho konke ukuthenga okwenzayo ngekhadi lakho le-PAYBACK American Express, uqoqa amaphuzu abalulekile e-PAYBACK. Lawa maphuzu angasetshenziswa ukuthola imiklomelo eminingi ehlanganisa amakhuphoni, uhambo, okogesi nokunye.
   • Amaphuzu Emiklomelo Yobulungu: Ikhadi le-PAYBACK American Express aligcini nje ngokukunika amaphuzu e-PAYBACK, kodwa futhi likwenza ukwazi ukuqoqa amaphuzu Emiklomelo Yobulungu. Lo mklomelo ophindwe kabili unyusa inani lokuthenga kwakho futhi ukhulise izinketho zakho zomklomelo.
   • Izinzuzo ze-Exclusive American Express: Njengomnikazi wekhadi, uyazuza ezinzuzweni ezifakazelwe i-American Express engazinikeza. Lokhu kufaka phakathi ukufinyelela kumagumbi okuphumula esikhumulweni sezindiza, umshwalense wokuhamba ophelele kanye nemicimbi ekhethekile.
   • Izinketho zokuhlenga ezihlukahlukene: Amaphuzu aqoqiwe angasetshenziswa ngokuguquguquka. Ukuthi ufuna ukuzisebenzisela ukuhamba, ukuthenga esitolo osithandayo, noma ukuzelapha, ukukhetha kungokwakho.
6. Die dm PAYBACK American Express Ikhadi liwumngane omkhulu wanoma ubani ofuna ukujabulela ukuthenga kwa-dm futhi ngesikhathi esifanayo azuze ezinhlelweni zekhadi le-American Express. Kwengeza isici esisha ekuthengeni kwakho ngokungagcini nje ngokunakekela izidingo zakho kodwa nokuthuthukisa amaphuzu akho nemiklomelo. Uma ufuna ikhadi elingangeza inani ekuthengeni kwakho, ikhadi le-dm PAYBACK American Express ngokungangabazeki liyisinqumo esihle kakhulu.
   • Amaphuzu ebhonasi ku-dm: Konke ukuthenga ku-dm kuvuzwa ngamaphoyinti abalulekile e-PAYBACK. Lokhu kusho ukuthi ukuthenga kwakho akufezi nje kuphela izidingo zakho, kodwa futhi kukhuphule imivuzo yakho.
   • Amaphuzu Emiklomelo Yobulungu: Ikhadi le-dm PAYBACK American Express alinikezi nje amaphuzu e-PAYBACK, kodwa futhi lenza amaphuzu Emiklomelo Yobulungu akwazi ukuqoqwa. Lo mklomelo ophindwe kabili unyusa inani lomsebenzi ngamunye.
   • Izinzuzo ezikhethekile ze-dm: Njengomnikazi wekhadi, uyazuza ezinzuzweni ezikhethekile kwa-dm ezenza ulwazi lwakho lokuthenga lube mnandi nakakhulu. Kungaba ngokunikezwa okukhethekile, amaphuzu engeziwe noma amaphromoshini akhethekile.
   • Ukuvumelana nezimo kwemiklomelo: Amaphuzu aqoqwe angasetshenziswa kalula ukuze athole imiklomelo eminingi. Kusukela kumavawusha akwa-dm kuya ohambweni nokunye okwengeziwe - ukukhetha kungokwakho.
7. Die I-BMW Premium Card Carbon ihlanganisa injabulo yokushayela nezinzuzo zezinga lokuqala futhi ikuvuze ngokuzibophezela kwakho nothando lwakho ngezimoto zakwa-BMW. Kuwukhiye wezwe lokunethezeka, ukuhluka nokuhamba okusesitayeleni. Uma ufuna ikhadi elibonisa umdlandla wakho nge-BMW kuyilapho unikeza izinzuzo ezikhethekile, i-BMW Premium Card Carbon ngokungangabazeki iyisinqumo esihle.
   • BMW Miles & More points: Ngayo yonke into oyenzayo nge-BMW Premium Card Carbon yakho, uqoqa ama-BMW Miles abalulekile namaphuzu amaningi. Lawa maphuzu awukhiye wezwe lemiklomelo eyikhethelo nokuzizwisa okuhlukile kokushayela.
   • Izinzuzo ezikhethekile ze-BMW: Njengomnikazi wekhadi, uyazuza ekukhetheni okukhethekile kwezinzuzo ze-BMW, ​​okuhlanganisa izimemo zemicimbi ekhethekile, impatho ekhethekile emagatsheni akwa-BMW nezaphulelo ezikhethekile.
   • Ukuvumelana nezimo kwemiklomelo: Amaphuzu azuziwe angasetshenziswa ukuze athole imiklomelo eyahlukene ehambisana nezifiso nokuthandwa ngabashisekeli be-BMW. Kusukela kokuhlangenwe nakho kokushayela kwethrekhi kuya kwezisetshenziswa ezisesitayeleni, ukukhetha kungokwakho.

Ubuhle nobubi bamakhadi esikweletu e-American Express:

Ukufaneleka nezinselelo ze-American Express credit: Noma iyiphi i-American Express credit card inakho amandla nobuthakathaka bayo. Nazi ezinye izici ezibalulekile okufanele uzicabangele:

Izinzuzo zamakhadi esikweletu e-American Express:

1. Uhlelo Lwemiklomelo Yobulungu: Amakhadi esikweletu amaningi e-American Express axhunywe ohlelweni Lwemiklomelo Yobulungu, olukuvumela ukuthi uzuze amaphuzu ngayo yonke i-euro esetshenzisiwe. Lawa maphuzu angashintshwa ngemiklomelo ehlukahlukene efana I-Flüge, Amahhotela, amakhadi esipho nokunye kungasetshenziswa.
2. Izinzuzo Zokuhamba: Amakhadi e-American Express avame ukunikeza ukufinyelela okukhethekile ezindaweni zokuphumula zezindiza, izaphulelo zivuliwe Imoto yokuqasha, umshwalense wokuhamba nezinye izinzuzo ezihlobene nokuhamba.
3. I-Kundeservice: I-American Express yaziwa ngenkonzo yayo yamakhasimende esezingeni eliphezulu. Ukusekelwa kuvame ukutholakala XNUMX/XNUMX, kunikeza izinqumo ezisheshayo zemibuzo nezinkinga.
4. ukuphepha: Amakhadi e-American Express ngokuvamile anikeza izinga eliphezulu lokuphepha, okuhlanganisa ukuvikelwa ekusetshenzisweni okungagunyaziwe, ukutholwa kokukhwabanisa nokusabela ngokushesha emsebenzini osolisayo.
5. Ukwamukelwa kwamanye amazwe: Amakhadi e-American Express amukelwa kabanzi emhlabeni jikelele futhi anikeza indlela elula yokukhokha phesheya.
6. Okunikezwayo okukhethekile: Abanikazi bamakhadi bavame ukuzuza emalini enikezwa okukhethekile, izaphulelo nemicimbi ehlinzekwa ngokubambisana nezinkampani ezihlukahlukene.

Okubi kwamakhadi esikweletu e-American Express:

1. Amaphuzu okwamukela: Nakuba ukwamukelwa kwamakhadi e-American Express kwenyukile eminyakeni yamuva nje, awakamukelwa kabanzi njenge-Visa noma i-Mastercard, ikakhulukazi ezitolo ezincane.
2. Izimali Zonyaka: Amanye amakhadi e-American Express angase abe nezinkokhelo zonyaka ezihluka kuye ngohlobo lwekhadi kanye nezinzuzo eziza nalo.
3. Izindleko zokukhipha imali: Ukuhoxiswa kwemali ngamakhadi e-American Express kungase kungenise izinkokhelo ezengeziwe nenzalo.
4. Amazinga enzalo aphezulu: Izinga lenzalo yekhadi le-American Express lingaba phezulu kunamanye amakhadi esikweletu, ikakhulukazi uma ungayikhokhi ibhalansi esele ngokugcwele.
5. Izitolo Zozakwethu Ezikhawulelwe: Nakuba i-American Express inezinkampani eziningi ezingozakwethu, izaphulelo ezithile nokunikezwayo kungase kukhawulelwe kakhulu kunabanye abahlinzeki bamakhadi.
6. Ukufaneleka kwekhredithi okudingekayo: Amanye amakhadi e-American Express adinga isikweletu esihle, esingenza ukufaka isicelo kulabo abanomlando wezikweletu ozinzile kube nzima.

Kubalulekile ukuqaphela ukuthi okuhle nokubi kungahluka kuye ngezidingo zomuntu ngamunye kanye nemikhuba yokusebenzisa. Ngaphambi kokuthi ubhalisele i-American Express credit card kufanele ucabange ngokucophelela izidingo zakho zomuntu siqu kanye nezindleko nezinzuzo ezihambisana nekhadi.

Lapho ikhadi lesikweletu le-American Express lingabaluleka:

Isinqumo sokuthi usebenzise i-American Express credit card kuwufanele noma cha kuncike ezidingweni zomuntu ngamunye, imikhuba kanye nemigomo yezezimali. Nazi ezinye izimo lapho amakhadi angaba khona futhi angazuzisi kubo:

Lapho ikhadi lesikweletu le-American Express lingabaluleka:

1. Abavakashi abavamile: Uma uhamba njalo, ikakhulukazi ngokuhamba ngendiza, ikhadi lesikweletu le-American Express njengePlatinum noma ikhadi legolide lingaba yinzuzo. Izinzuzo zokuhamba njenge indawo yokuphumula yesikhumulo sezindiza-Ukufinyelela, umshwalense wokuhamba nezinzuzo zehhotela kungathuthukisa kakhulu ulwazi lwakho lokuhamba.
2. abathandi bobumnandi: Uma uthanda ukudla ngaphandle futhi ukwazisa ukuzizwisa kokupheka, ikhadi Legolide elinamaphuzu ebhonasi wendawo yokudlela nokuthenga igrosa lingase likukhange.
3. Abantu abazisa ngokukhethekileyo: Amakhadi e-Platinum ne-Centurion anikeza ukufinyelela emicimbini ekhethekile, amahhotela aphambili nolwazi olusezingeni lomhlaba. Uma uyayazisa indlela yokuphila ekhethekile, lawa makhadi angase alingane.
4. Abantu abafuna ukukhulisa ukusebenzisa kwabo imali: Uhlelo Lwemiklomelo Yobulungu likuvumela ukuthi uzuze amaphuzu ekusebenziseni kwakho kwansuku zonke. Uma uzimisele ukusebenzisa ikhadi lakho ngendlela ehlelekile ukuze uthenge, ungazuza emiklomelweni.
5. Usomabhizinisi: I-American Express Business Cards inikeza izinzuzo ezikhethekile namathuluzi kosomabhizinisi ukuze baphathe izindleko zebhizinisi labo futhi bakhulise imiklomelo.

Lapho ikhadi lesikweletu le-American Express lingase lingasebenzi:

1. Abahambi ngezinye izikhathi: Uma uhamba njalo futhi ungavamisile ukusebenzisa izinto zokuhamba njengokufinyelela endaweni yokuphumula esikhumulweni sezindiza noma umshwalense wokuhamba, izinkokhelo zonyaka zamakhadi eprimiyamu zingase zingathethelelwa.
2. Abantu abakhetha izinkokhelo eziphansi: Amanye amakhadi e-American Express anezimali zonyaka. Uma ufuna amakhadi anezinkokhelo eziphansi noma ezingenawo, ezinye izinketho zingalingana kangcono.
3. Abantu ababeka inani elincane kumabhonasi: Uma ungenayo intshisekelo yokuzuza imiklomelo efana namamayela okuhamba noma amakhadi esipho, amakhadi anezinzuzo eziqondile zezezimali njengamakhadi okubuyisela imali angase afaneleke kangcono.
4. Abantu abafuna ukuqinisekisa ukwamukela: Nakuba ukwamukelwa kwamakhadi e-American Express kuyanda, kwezinye izindawo ungathola abathengisi abangawamukeli lawa makhadi. Uma ukutholwa okubanzi kubalulekile kuwe, cabanga ngalokhu.

Kubalulekile ukucabangela izidingo zakho ezihlukile kanye nemikhuba yokusebenzisa imali ngaphambi kokukhetha ikhadi lesikweletu. Yenza ucwaningo olunzulu futhi uqhathanise amasevisi okunikezwayo ukuze uqinisekise ukuthi ikhadi lihlangabezana nemigomo yakho yezezimali.

Uhlelo Lwemiklomelo Yobulungu kanye Nobuciko Bokuqoqa Amaphuzu Ngobuhlakani:

Uhlelo lwemiklomelo yobulungu lwe-American Express luwuhlelo oluphambili lokwethembeka olunikeza abanikazi bamakhadi ithuba lokuzuza amaphuzu ekuthengeni kwabo bese behlenga lawo maphuzu ukuze bathole imiklomelo eminingi. Lolu hlelo luyingxenye eyinhloko yamakhadi amaningi esikweletu e-American Express, okuvula umhlaba wezinzuzo eziyisa ulwazi lokuthenga nokuvakasha ezingeni elisha.

Lusebenza kanjani uhlelo Lwemiklomelo Yobulungu?

Uhlelo Lwemiklomelo Yobulungu lulula: uqoqa amaphuzu abalulekile Emiklomelo Yobulungu yawo wonke ama-euro owachitha ngekhadi lakho lesikweletu le-American Express. Lawa maphuzu anqwabelana ku-akhawunti yakho yelungu futhi angase asetshenziswe kamuva ukuze uthole imiklomelo ehlukahlukene. Uma usebenzisa kakhulu ikhadi lakho, amaphuzu amaningi ongawaqongelela.

Izinzuzo zohlelo Lwemiklomelo Yobulungu:

1. Izinketho zemiklomelo ehlukahlukene: Ukuzuza amaphuzu kukuvumela ukuthi uzuze imiklomelo enhlobonhlobo ehlanganisa amamayela endiza, ukuhlala emahhotela, amakhadi esipho, amavawusha okuthenga, ezokuzijabulisa, izinto zikagesi nokunye. Lokhu kuguquguquka kukunikeza inkululeko yokukhetha imiklomelo evumelana kangcono nezidingo zakho nezifiso zakho.
2. Ukuguquguquka kokuhlengwa: Izinhlobonhlobo zezinketho zomklomelo zingenye yezici ezivelele zohlelo Lwemiklomelo Yobulungu. Ungakwazi ukuhlenga amaphuzu akho ukuze uthole amathikithi endiza, indawo yokuhlala ehhotela, ukuqashwa kwezimoto, amakhadi ezipho, imicimbi yokuzijabulisa nokunye okuningi.
3. Ukwehliswa kwezindleko zokuhamba: Izindawo zokuhamba zingasetshenziselwa ukubhuka amathikithi endiza, indawo yokuhlala ehhotela kanye nokuqashwa kwezimoto. Lokhu kunganciphisa kakhulu izindleko zakho zokuhamba futhi kukuvumele ukuthi ujabulele uhambo lwakho oluningi ngaphandle kokuphula isabelomali.
4. Ukuvakasha: Ngamaphuzu Emiklomelo Yobulungu, ungabhukha izindiza ezinhlobonhlobo zezindiza ukuze ulungiselele uhambo lwakho. Lokhu kuvumelana nezimo kukuvumela ukuthi ubhukhe amathikithi endiza ngendlela ofisa ngayo.
5. Izindawo zokuhlala e-Hotel: Ukuthi ufuna ihhotela eliwubukhazikhazi noma elinesizotha yokuhlala ukhetha, ungasebenzisa amaphuzu akho ukuze ubhukhe indawo yokuhlala ehhotela ukuze wenze ukuhlala kwakho kube ntofontofo.
6. Ukuthuthukiswa kwamahhala nezinsiza ezengeziwe: Ezikhathini eziningi, izinhlelo zokuklomelisa, ikakhulukazi emakhadini esikweletu e-premium, zinikeza ukuthuthukiswa kwamahhala ezindizeni, emahhotela, noma ezimotweni eziqashwayo. Ungakwazi futhi ukufinyelela okukhethekile Imililo, Ukugibela Okubalulekile nezinye izinzuzo.
7. Ukuthenga: Uhlelo luphinde lunikeze ikhono lokuhlenga amaphuzu akho ukuze uthole amakhadi esipho namavawusha okuthenga kubathengisi abahlukahlukene ukuze wenze ukuthenga kwakho kube lula.
8. Izigigaba: Ungakwazi ukuhlenga amaphuzu akho ukuze uthole okuhlangenwe nakho okukhethekile njengamathikithi ekhonsathi, imidlalo yasetiyetha, imicimbi yezemidlalo nemicimbi yezokudla.
9. Ukugqugquzela ukulawula isabelomali: Uma ugxila ekuzuzeni amaphuzu, ungase ukhuthazeke kakhulu ukuthi uqaphe ngokucophelela ukusebenzisa kwakho imali futhi ulawule ibhajethi yakho ukuze uzuze amaphuzu engeziwe.
10. Ubulungu bamahhala ezinhlelweni zebhonasi: Ngokuqongelela amaphuzu, ungakwazi ukuthola ubulungu ezinhlelweni zamabhonasi ezikunikeza izinzuzo ezengeziwe neminikelo ekhethekile.
11. Izipesheli namaphromoshini: Izinhlelo zemiklomelo zihlala zinikeza okunikezwayo okukhethekile namaphromoshini akuvumela ukuthi uzuze amaphuzu engeziwe uma uthenga okuthile noma usebenzisa amasevisi.
12. Ukonga Isikhathi Eside: Ngokuqongelela amaphuzu futhi uwahlenge ukuze uthole imiklomelo yekhwalithi, ungenza ukonga okubalulekile esikhathini eside, ikakhulukazi uma uhamba njalo noma uthenga imikhiqizo ethile ebizayo.
13. Okuhlangenwe nakho komuntu siqu: Ezinye izinhlelo zinikeza okunikezwayo komuntu siqu okusekelwe emikhubeni yakho yokuthenga nezinto ozithandayo. Lokhu kungakusiza ukuthi uthole okunikezwayo okulungele wena.

Ngakho-ke ukuqoqa amaphuzu akunikezeli izinzuzo zezezimali kuphela, kodwa futhi kuthuthukise futhi kwenze ulwazi lwakho lube ngumuntu ngamunye ezindaweni ezihlukahlukene.

Amathiphu okuqoqa amaphuzu ngokuhlakanipha:

1. Izindleko Zansuku Zonke: Sebenzisa ikhadi lakho le-American Express ngezindleko zansuku zonke ezinjengokuthenga, ukuyodla ngaphandle kanye nezikweletu ukuze uqhubeke uqongelela amaphuzu.
2. Amaphromoshini akhethekile: Qaphela amaphromoshini akhethekile lapho ungathola khona amaphuzu engeziwe ngokuchitha okuthile noma ukuthenga.
3. Ukubhuka kohambo: Uma noma kunjalo uhamba, sebenzisa ikhadi lakho le-American Express ukubhuka izindiza namahhotela ukuze uzuze amaphuzu engeziwe.
4. Izinhlelo zebhonasi: Abanye Abathengisi Bobuqotho banikeza ithuba lokuzuza amaphuzu engeziwe lapho uthenga ngawo. Sebenzisa lokhu okunikezwayo ukuze ukhulise i-akhawunti yakho yamaphoyinti.

Uhlelo Lwemiklomelo Yobulungu luhambisana kahle namakhadi esikweletu e-American Express futhi lunikeza indlela yokuguqula ukuthenga kwakho futhi uhambe uye kokwenza imiklomelo ecebile. Ngokuzuza amaphoyinti ngokuhlakanipha futhi uwakhulule ukuze uthole imiklomelo, ungathola okungcono kakhulu kokwenziwa ngumnikazi wekhadi futhi ubheke phambili emhlabeni wamathuba.

Umkhuba wokuqoqa amaphuzu ngamathiphu namasu:

Ukuqoqa amaphuzu kudinga indlela yamasu. Nawa amanye amathiphu okuthi ungawandisa kanjani amaphuzu akho abe mkhulu:

1. Qonda uhlelo lwakho lwemiklomelo: Ngaphambi kokuthi uqalise, kubalulekile ukuthi uqonde ngokugcwele ubunkimbinkimbi bohlelo lwakho lwemiklomelo, ikakhulukazi uhlelo Lwemiklomelo Yobulungu.
2. Hlela izindleko zakho: Khomba izindawo ochitha kuzo njalo ukuze uqondise amaphuzu. Lokhu kungase kuhlanganise ukuhamba, ukudla ngaphandle noma ukuyothenga nozakwethu abathile.
3. Thatha ithuba lokukhushulwa kwebhonasi: Izinhlelo eziningi zinikeza amaphromoshini ebhonasi anomkhawulo wesikhathi lapho ungaqoqa khona amaphuzu engeziwe okwenziwayo okuthile. Hlala ubheke la mathuba.
4. Hlanganisa izindleko zakho: Ukusebenzisa ikhadi lakho lesikweletu ezindlekweni zansuku zonke kungahlanganisa. Gxila ekuthengeni ngekhadi lakho ukuze uthole amaphuzu ngokushesha.
5. Hlola izinketho zakho zemiklomelo njalo: Imiklomelo etholakalayo ingase yehluke. Zinike isikhathi sokubuyekeza njalo ukuthi yimiphi imiklomelo eqondana kangcono nemigomo yakho.

Ukuzuza amaphuzu kuyikhono elibalulekile elinganothisa impilo yakho yezezimali. Uhlelo lwemiklomelo yobulungu lwe-American Express lunikeza amathuba angapheli okukhulisa imiklomelo yakho nokucebisa ulwazi lwakho. Noma ngabe ungumhambi okhuthele, i-epicurean noma umnikazi webhizinisi, ukuzuza amaphuzu kunokuthile kwawo wonke umuntu. Thatha leli thuba ukuze usebenzise imali yakho ngokugcwele futhi ujabulele izinzuzo zohlelo Lwemiklomelo Yobulungu.

Lena yindlela osebenzisa ngayo ngempumelelo ukuhlengwa kwamaphoyinti ngemiklomelo yobulungu be-American Express

Ukuhlenga amaphuzu ngemiklomelo yobulungu be-American Express kuyinqubo elula nezuzisayo ekunikeza imiklomelo nemiklomelo ehlukahlukene. Nansi indlela yokuwahlenga ngempumelelo amaphuzu akho Emiklomelo Yobulungu:

1. Isinyathelo: Ukubhalisa Nokufinyelela I-akhawunti: Ngena ngemvume kuwebhusayithi esemthethweni ye-American Express ngemininingwane yakho futhi ufinyelele i-akhawunti yakho Yemiklomelo Yobulungu.
2. Isinyathelo: Phequlula imiklomelo: Phequlula okunikezwayo kwemiklomelo kuwebhusayithi ukuze uthole ukuthi yiziphi izinketho ezitholakalayo. Uzobona izigaba ezihlukene zemiklomelo ehlanganisa ukuhamba, ukuthenga, amakhadi esipho, ukuzizwisa nokuningi.
3. Isinyathelo: Ukukhetha umvuzo: Khetha umklomelo ofanelana kangcono nezinto ozithakaselayo kanye nezidingo zakho. Ungakhetha amathikithi endiza, ukubhukha amahhotela, ukuthenga ezitolo zozakwethu, amakhadi esipho, amathikithi ekhonsathi nokunye okuningi.
4. Isinyathelo: Sebenzisa amaphuzu: Landela imiyalelo ekuwebhusayithi ukuze usebenzise amaphuzu akho ukuze uthole umklomelo okhethiwe. Ngokuvamile, uzocelwa ukuthi unikeze inani lamaphoyinti adingekayo kanye nolwazi olwengeziwe mayelana nendlela yokucubungula ukuhlenga.
5. Isinyathelo: Ukuqinisekisa nokwamukela ibhonasi: Ngemva kokuhlenga ngempumelelo amaphuzu akho, uzothola isiqinisekiso sokwenziwe. Kuye ngomklomelo, uzothola ikhodi yevawusha, isiqinisekiso sokubhukha noma iziqondiso ezengeziwe zokuthi uwusebenzise kanjani umklomelo wakho.

Amathiphu okusebenzisa amaphuzu ngempumelelo:

• Qhathanisa izinketho: Qhathanisa izinketho ezitholakalayo zemiklomelo ukuze uqinisekise ukuthi ukhetha leyo evumelana kangcono nezidingo zakho nokuncamelayo.
• Hlela kusengaphambili: Uma ufuna ukwenza amathikithi endiza noma ukubhukha ihhotela, hlela kusengaphambili ukuze uqinisekise ukuthi izinsuku ozifunayo ziyatholakala.
• Funda imigomo: Qiniseka ukuthi uyayiqonda imigomo nemikhawulo yomklomelo ngamunye, ikakhulukazi uma kuziwa ekuhambeni noma ukuzizwisa.
• Thatha ithuba lokunikezwa okukhethekile: Hlala ubheke amaphromoshini akhethekile noma okunikezwayo okuzokuvumela ukuthi usebenzise amaphuzu akho ngempumelelo kakhudlwana.

Ukusebenzisa amaphuzu Emiklomelo Yobulungu nge-American Express kuyindlela enhle yokwenza imali ekuthengeni kwakho futhi usebenzise ngenkathi ujabulela imiklomelo nemiklomelo eyi-premium. Ngokusebenzisa amaphuzu akho ngokuhlakanipha, ungathatha ulwazi lwakho lomnikazi wekhadi le-American Express uliyise ezingeni elilandelayo futhi ujabulele izinzuzo ezihlukahlukene.

Imibuzo engu-20 evame ukubuzwa (FAQs) mayelana namakhadi esikweletu e-American Express, Uhlelo Lwemiklomelo Yobulungu kanye namaphuzu okukhipha:

QAPHELA: Lokhu okuthunyelwe kwebhulogi okuphelele ngokwezinjongo zokwaziswa kuphela futhi akuhlanganisi iseluleko sezezimali. Ngaphambi kokuthi ubhalisele ikhadi lesikweletu noma ubhalisele noma yiluphi uhlelo lwemiklomelo, kufanele ucabangele ngokucophelela izidingo zakho ngazinye nezimo zezimali. Sicela wazi ukuthi yonke imininingwane ekulo mhlahlandlela ingeyezinjongo zolwazi kuphela futhi ingashintsha ngaphandle kwesaziso. Asinacala ngokunemba noma ukuphelela kwanoma yiluphi ulwazi, okuhlanganisa amanani namahora okusebenza. Asimele izikhumulo zezindiza, amagumbi okuphumula, amahhotela, izinkampani zezokuthutha noma abanye abahlinzeki bezinsizakalo. Asibona umthengisi womshwalense, wezezimali, ukutshalwa kwezimali noma umeluleki wezomthetho futhi asinikezi iseluleko sezokwelapha. Singama-tipsters kuphela futhi ulwazi lwethu lusekelwe ezinsizeni ezitholakala esidlangalaleni namawebhusayithi abahlinzeki besevisi abangenhla. Uma uthola noma yiziphi iziphazamisi noma izibuyekezo, sicela usazise ngekhasi lethu lokuxhumana.